Feature
Xactimate
Supplement Tool
Primary user
Insurance adjusters
Contractors (auto body, roofing, restoration)
Purpose
Build the initial insurance estimate
Write supplement letters to dispute low estimates
Generates supplement letters
No — adjusters use it to write estimates against you
Yes — complete letters in under 60 seconds
Adjuster-ready letter output
No — it IS the adjuster's tool
Yes — formatted for insurance desk adjusters
Denial rebuttal letters
No
Yes — full rebuttal generator included
OEM / manufacturer citations
No — uses Xactimate pricing database
Yes — auto-cited based on damage type
Works from your existing estimate
Requires Xactimate license and training
Yes — enter your numbers, get a letter
Training required
Yes — 40+ hour certification course
No — use it in minutes
Monthly cost
$150-$250/month (contractor license)
From $97/month
Time to produce output
Hours of estimate entry
Under 60 seconds
Mobile-friendly
Desktop software, limited mobile
Mobile-first, no download needed
Covers auto body, roofing, restoration
Roofing and restoration only
All 3 verticals